# Crypto.al

> Crypto.al is a NON-COMMERCIAL concept and design prototype of a crypto-asset exchange for Albania and Europe. It offers NO services, carries out no crypto-asset or commercial activity, accepts no funds or deposits, opens no accounts and is NOT licensed or authorised by any regulator (not by AMF/AKSHI in Albania, not under MiCA in the EU). All prices and app screens on the site are demo data. The team is looking for investors and partners for a possible future, properly licensed project. Names such as Stablecoin.al, Stable.al, Wallet.al, Agents.al and DigitalAsset.al are planned brand names only. Nothing on the site is financial, legal or tax advice.

Languages: English (/en/) and Albanian / Shqip (/sq/). Content last reviewed 2026-11-12.

## Main pages
- [Home (English)](https://crypto.al/en/): concept, product flow, Albanian & EU regulation timeline, glossary, FAQ, investors, ecosystem roadmap
- [Kreu (Shqip)](https://crypto.al/sq/): versioni shqip
- [Legal notice and public warning](https://crypto.al/en/legal/) · [Njoftim ligjor](https://crypto.al/sq/legal/)

## Research articles (English)
- [Law No. 66/2020: Albania’s first crypto framework, explained](https://crypto.al/en/news/law-66-2020-explained/): What the 2020 DLT law covers, who supervises it, what an exchange licence demands, and which secondary acts followed.
- [The crypto-asset markets bill: Albania moves to MiCA](https://crypto.al/en/news/crypto-asset-markets-bill-mica/): A new law that transposes EU Regulation 2023/1114 has cleared consultation and government approval and is now before Parliament.
- [How crypto gains are taxed in Albania](https://crypto.al/en/news/crypto-tax-albania/): Since 2024 the income-tax law has named crypto transactions and mining as taxable. Gains are investment income at 15% for individuals.
- [Operating without a licence: liability in Albania and the EU](https://crypto.al/en/news/unlicensed-crypto-liability/): Albania’s DLT law sets fines of ALL 12–18 million for unlicensed activity. MiCA requires fines of at least €5m or 5% of turnover for companies.

## Artikuj (Shqip)
- [Ligji nr. 66/2020: kuadri i parë ligjor shqiptar për kripton, i shpjeguar](https://crypto.al/sq/news/law-66-2020-explained/): Çfarë mbulon ligji i vitit 2020 për DLT, kush e mbikëqyr, çfarë kërkon licenca e një burse dhe cilat akte nënligjore pasuan.
- [Projektligji për tregjet e kripto-aseteve: Shqipëria drejt MiCA](https://crypto.al/sq/news/crypto-asset-markets-bill-mica/): Një ligj i ri që transpozon Rregulloren e BE-së 2023/1114 ka kaluar konsultimin dhe miratimin e qeverisë dhe tani është në Kuvend.
- [Si tatohen fitimet nga kripto në Shqipëri](https://crypto.al/sq/news/crypto-tax-albania/): Që nga viti 2024, ligji për tatimin mbi të ardhurat i përmend shprehimisht transaksionet kripto dhe nxjerrjen (mining) si të tatueshme. Për individët, fitimet janë të ardhura nga investimi me normë 15%.
- [Veprimtaria pa licencë: përgjegjësia në Shqipëri dhe në BE](https://crypto.al/sq/news/unlicensed-crypto-liability/): Ligji shqiptar për DLT parashikon gjoba nga 12 deri në 18 milionë lekë për veprimtari pa licencë. MiCA kërkon gjoba prej të paktën 5 milionë eurosh ose 5% të xhiros për shoqëritë.

## Optional
- [Full text for LLMs](https://crypto.al/llms-full.txt)
- [Sitemap](https://crypto.al/sitemap.xml)