Legal notice

2. What Crypto.al is

Crypto.al is a non-commercial demonstration prototype and design concept. It shows how a possible future crypto-asset exchange for Albania and Europe could look and work. It is not an operating business, platform or service.

3. No activity and no commercial activity

Crypto.al currently carries out no activity in the crypto-asset or virtual-asset industry and no commercial activity of any kind. It does not sell any product or service, charge any fee or earn any revenue through this website.

4. No monetary or crypto-asset operations

Crypto.al does not perform, offer, arrange or facilitate any of the following, for anyone, anywhere:

• exchange of crypto-assets for money or for other crypto-assets, or operation of a trading platform;
• purchase or sale of crypto-assets, securities or any other asset;
• transfer of money or crypto-assets;
• custody or safekeeping of crypto-assets, funds or private keys;
• deposit-taking or any other banking activity;
• payment services or e-money services;
• issuance, offering, placement or admission to trading of tokens or crypto-assets;
• brokerage, reception and transmission or execution of orders;
• investment advice, crypto-asset advice or portfolio management.

Crypto.al opens no accounts and accepts no funds or crypto-assets from anyone.

5. Not licensed, registered, authorised or supervised

Crypto.al is not licensed, registered, authorised or supervised by the Financial Supervisory Authority of Albania (Autoriteti i Mbikëqyrjes Financiare, AMF), the Bank of Albania, any national competent authority of an EU Member State, the European Securities and Markets Authority (ESMA), or any other regulator or authority anywhere in the world.

In particular, Crypto.al is not authorised as a crypto-asset service provider under Regulation (EU) 2023/1114 on markets in crypto-assets (MiCA), and it holds no licence or authorisation under Albanian Law No. 66/2020 “On financial markets based on distributed ledger technology”. Any future service would require all applicable licences and authorisations before it could be offered.

6. No offer, solicitation or inducement

Nothing on this website is an offer, solicitation, invitation or inducement, in any jurisdiction, to buy, sell, subscribe for or otherwise deal in any securities, tokens, crypto-assets or financial instruments, or to engage in any investment activity. This website is not a prospectus, not a crypto-asset white paper within the meaning of MiCA, and not marketing communication for any crypto-asset.

7. The investor section

The investor section is only an invitation to start a private conversation. It is not a public offer, and no terms, prices, valuations or allocations are published. Any later discussion would take place privately, only where lawful, and with proper legal documentation.

8. Worldwide scope and restricted persons

No services are offered to residents of any country. The information on this website is not directed at, and must not be used by, any person in a jurisdiction where its publication or use would be unlawful. That includes the United States of America and any person or entity subject to sanctions or located in a jurisdiction subject to comprehensive sanctions. Visitors are responsible for complying with their local laws.

9. Demo data

All prices, balances, charts, fees, exchange rates and other figures in the app screens are fictional demo data for illustration only. Asset names appear for design purposes and do not indicate a listing, an endorsement or a partnership.

10. No advice

Nothing on this website is investment, legal, tax, accounting or financial advice. The research briefs and the regulatory timeline are general information, compiled from official sources as of their stated date. They may be incomplete or out of date, and they should not be relied on without independent professional advice.

11. Crypto-asset risk warning

Crypto-assets are highly volatile and risky. You can lose all of the money you put in. Crypto-assets are generally not covered by deposit guarantee or investor compensation schemes, and transactions may be irreversible.

12. No warranty and limitation of liability

This website is provided “as is” and “as available”, without any warranty of accuracy, completeness or fitness for a particular purpose. To the fullest extent permitted by applicable law, the persons behind Crypto.al accept no liability for any loss or damage arising from the use of, or reliance on, this website or its content. Nothing in this notice limits any liability that cannot be limited under applicable law.

13. Intellectual property and brand names

The Crypto.al name, logo, design and content of this website are protected by intellectual-property rights. Names such as Stablecoin.al, Stable.al, Wallet.al, Agents.al and DigitalAsset.al are shown only as planned brand names for possible future projects. They are not presented as existing products, and this notice makes no claim about the ownership of any domain or trademark. Third-party names belong to their respective owners.

14. Data protection (contact form)

If you use the contact form, the name, email address, optional company name and message you provide are used only to reply to you. They are not sold, shared for marketing or used for profiling, and they are kept only as long as needed for that conversation. Processing is based on your consent, which you can withdraw at any time.

Personal data are handled in line with Regulation (EU) 2016/679 (GDPR) where it applies, and Albanian Law No. 124/2024 “On the protection of personal data”. You may ask for access to, correction or erasure of your data, and you may complain to the Information and Data Protection Commissioner of Albania or to your national data-protection authority.

[Placeholder, to be completed by a qualified lawyer: identity and contact details of the data controller; the email delivery provider used to forward messages; retention period.]

15. Governing law

[Placeholder, to be completed by a qualified lawyer: governing law and competent courts.]

16. Changes

This notice may be updated at any time. Last updated: 12 November 2026. The English and Albanian versions are intended to have the same meaning.