Crypto.al is a design prototype, not a live service. We’re looking for investors and partners to build a licensed exchange under MiCA-aligned rules.
Crypto.al does not carry out any transactions. Nobody is authorised to accept money, crypto-assets or personal data on behalf of Crypto.al.
Concept app · demo data
Scroll sideways through the concept. Every screen is a static design with demo data.
One onboarding flow with clear steps, in English and Albanian.
SimpleOne flow. Clear steps. No jargon.
Identity verification would be required before any service could be offered.
Portfolio, prices and actions on one calm home screen.
ClearLek and euro views, with local and SEPA funding planned.
LocalEvery withdrawal, new address and login asks you first.
SecureThe app is designed around the crypto-assets people in Albania and Europe ask about most, with euro and lek values side by side.
Asset names are for design illustration only. Any future listing would depend on authorisation and review.
MiCA (Regulation (EU) 2023/1114) sets common rules for crypto-asset service providers across the European Union.
Law No. 66/2020 “On financial markets based on distributed ledger technology” gives Albania its own legal framework, with the Financial Supervisory Authority (AMF) among the supervisors.
Most people will meet the exchange on a phone. So the product starts there: big type, one thumb, nothing hidden.
Static concept screens of the Crypto.al app. Everything you see is demo data.
Concept screen. No real order is placed.
One flow. Clear steps. No jargon.
Identity verification would be required before any service could be offered.
From the first central-bank warning to the MiCA-based bill now in Parliament. Every milestone links to its official source.
Status as of 12 November 2026. General information only, not legal advice.
The central bank says no financial entity it licenses deals in virtual currencies, and anyone involved does so at their own risk.
Official sourceLaw No. 33/2019 amends the AML law (No. 9917/2008) to cover virtual assets and their service providers.
Official sourceThe Assembly adopts the law “On financial markets based on distributed ledger technology”.
Official sourceAMF and AKSHI become the responsible authorities for licensing and supervision.
Official sourceCouncil of Ministers Decision No. 458.
Official sourceCouncil of Ministers Decision No. 699 on documentation and mandatory training.
Official sourceDecisions No. 708 (DLT exchanges) and No. 709 (third-party custody wallet providers).
Official sourceLaw No. 29/2023 names virtual-asset transactions and mining as taxable. It applies from 1 January 2024.
Official sourceRegulation (EU) 2023/1114. Stablecoin titles apply from 30 June 2024, and the rest from 30 December 2024.
Official source15% on the difference between sale and purchase value, for individuals.
Official sourceThis includes financial services, the area where MiCA alignment happens.
Official sourceThe draft transposing MiCA is posted on the public consultation portal. Consultation closed 30 January 2026.
Official sourceLaw No. 81/2025 amends Law No. 29/2023 with a MiCA-style definition.
Official sourceThis is the latest date until which providers under national regimes could continue without MiCA authorisation (Art. 143(3)).
Official sourceThe Council of Ministers approves the crypto-asset markets bill drafted by AMF.
Official sourcePresented to the Committee on Europe and Foreign Affairs.
Official sourceIn the Assembly. Committee stage reported 28 Oct 2026, plenary vote not confirmed.
Not yet published. These would follow adoption of the law.
Unconfirmed. Repeal or amendment not stated in a source we could access.
Short research briefs on Albanian crypto law and MiCA, each with links to the official texts.
What the 2020 DLT law covers, who supervises it, what an exchange licence demands, and which secondary acts followed.
A new law that transposes EU Regulation 2023/1114 has cleared consultation and government approval and is now before Parliament.
Since 2024 the income-tax law has named crypto transactions and mining as taxable. Gains are investment income at 15% for individuals.
Albania’s DLT law sets fines of ALL 12–18 million for unlicensed activity. MiCA requires fines of at least €5m or 5% of turnover for companies.
Informational only, not legal advice.
The concept is ready. Brand, product flows and app screens are designed and ready to show.
What comes next: licensing, a core team and secure technology, built the compliant way.
Strategic and financial investors are welcome. If this market interests you, let’s talk.
This page is not an offer of securities or tokens and not a solicitation to invest. Terms are not published here.
Vision: plans, not commitments. Each stage would require its own licences or authorisations (for example under MiCA or from AMF).
The exchange: a clear, mobile-first place to buy, sell and hold crypto-assets.
A stablecoin referenced to the lek or the euro, designed to follow MiCA rules for e-money and asset-referenced tokens.
A consumer wallet where people keep their own keys (self-custody).
AI agents that help automate payments and portfolio tasks, with the user in control.
Tokenisation of real-world and digital assets, under the law that applies.
The names are planned brand names. No dates are set, and nothing here is an offer or a promise. Each product would launch only after the required authorisations.
Brand, product flows and the app screens you see on this page.
Find the right investors and partners, and build the core team.
Prepare for authorisation under MiCA-aligned Albanian rules.
A closed test with a small group, and only once authorised.
No dates are promised. Each step depends on funding and on regulatory approval.
No. Crypto.al is a concept and a design prototype. It does not offer exchange, trading, custody or any other crypto-asset service, and nothing can be bought or sold here.
No. It is not authorised under MiCA (Regulation (EU) 2023/1114) and not licensed by Albania’s Financial Supervisory Authority (AMF) under Law No. 66/2020. A real service would launch only after the required authorisations.
No. Every price, balance, chart and fee in the screens is fictional demo data, made to show the design.
No. This page is not an offer of securities or tokens and is not a solicitation. We are open to conversations with investors who would like to help build the exchange. Any discussion happens privately and with proper documentation.
No. The articles and the timeline are general information, checked against official sources (last updated 12 November 2026). Laws change, so check the official texts or ask a qualified lawyer.
Use the contact form at the bottom of this page. We reply by email. Our contact address is never published on the site.
No. Never send funds or crypto-assets to anyone claiming to represent Crypto.al. We do not accept or hold any funds.
Investors, partners and advisers can send us a note through this form. We reply by email, and our address is never shown on the site.