The crypto-asset markets bill: Albania moves to MiCA

Albania is replacing its 2020 approach with a framework modelled on the EU’s Markets in Crypto-Assets Regulation (MiCA, Regulation (EU) 2023/1114). The consultation notice says the draft law “On crypto-asset markets” aims to transpose MiCA fully, as part of Albania’s obligations in the EU accession process.

Where the bill stands (status: 12 November 2026)

• 27 November 2025: the Ministry of Economy and Innovation posted the draft on the national public consultation portal (consultation No. 899).
• 30 January 2026: the consultation closed.
• 2 October 2026: the Council of Ministers approved the bill. The state news agency ATA reports that AMF drafted it.
• 28 October 2026: the Deputy Minister of Economy and Innovation presented the bill to the Assembly’s Committee on Europe and Foreign Affairs (RTSH).
• Next step: a plenary vote in the Assembly and publication in the Official Journal. As of the date above we could not confirm a plenary vote. Treat the bill as pending.

What the bill would do

According to the government and public broadcaster summaries, the bill sets licensing and supervision for crypto-asset service providers. That covers trading platforms, custody, exchange, transfers and portfolio management. It also sets requirements on capital, governance, cybersecurity and conflicts of interest, and adds investor disclosure, market-abuse and anti-money-laundering rules. AMF and the Bank of Albania would supervise activities according to the type of crypto-asset involved.

The EU context

MiCA entered into force on 29 June 2023. Its stablecoin rules (Titles III and IV) have applied since 30 June 2024, and the rest since 30 December 2024. Albania opened accession negotiations on Cluster 2, “Internal market”, on 14 April 2025. Financial services fall under that cluster.

Open questions

The official bill text in Parliament, any transitional regime for existing Law 66/2020 licence holders, and whether Law 66/2020 will be repealed or amended were not confirmed in an official source we could access. We will update this article when the law is published in the Official Journal.